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Our Returns

14%

Independence Financial

5-Year Growth Loan

9.81%

Stock Market

Historical Return

7.38%

Real Estate

Historical Return

4.15%

U.S. Govt. Bonds

10-Year Average

Invest From Anywhere In Latin America*

We are spearheading the future of investing

Independence Financial is committed to bringing investments that are independent of market instability to Latin American investors.

Stable, Predictable, Safe

$5B

Assets Underwritten

Our team has underwritten over $5B of insurance receivable contracts and has pioneered many of the underwriting strategies that are commonly used today.
$3.1B

Assets Acquired

Our team has acquired over $200M of insurance receivable contracts and expects to double that volume over the next 24 months.

20+

Years of Experience

For the last 20 years our team leaders have focused on only one thing: the acquisition of insurance contract receivables.

40+

Member Team

20 years ago, our team consisted of only 3 visionary individuals. Today we have grown to over 40 dedicated persons worldwide.

why invest with us

Independence Financial loan products fund the purchase of insurance contract receivables. Insurance contract receivables are not influenced by the economy, financial markets, or geopolitical risk. These unique characteristics result in stable and predictable returns on investment.

Hours: M-F (8 AM – 8 PM) EST, Saturday (10 AM – 4 PM) EST, Sunday – (Closed)

Risk Adjusted Returns

Insurance contract receivables provide the most competitive risk adjusted returns, in comparison to traditional investments. This is means that insurance contract receivables yield greater returns, with the added benefit of extremely low volatility, when compared to traditional investments.

Independence Financial Loans

Independence Financial Loans are a form of debt that our company uses to raise money. You loan Independence Financial money, and in return you receive a fixed high-rate amount of growth, or a combination of growth and income.

Growth Loan

60

month term

Offering

Growth + Income Loan

60

month term

Offering

Our Locations

Investor FAQ's

Independence Financial is a modern investment platform designed to provide access to individuals looking to grow their money stress-free.

Independence Financial’s minimum investment amount is $10,000 USD

No, there is no maxmimum investment amount.

You can get started by pressing invest now on our website or through the help of your financial advisor.

Unlike other high volatility investment options such as stocks or bonds, Independence Financial stands out with its fixed investment options that are back by A+ insurance contract receivables. With Independence Financial, you can enjoy the assurance of steady growth without the rollercoaster ride of unpredictable markets. Our platform prioritizes stability and security, making it a reliable choice for those seeking a more predictable, stable, and safe investment experience.

Our process is simple and rewarding. Here’s how it works:

  1. Select invest now on our website and complete the loan document package.
  2. Send your investment amount to Independence Financial via wire transfer.
  3. Receive your investment return at loan maturity.

Independence Financial loan products fund the purchase of insurance contract receivables. Insurance contract receivables are not influenced by the economy, financial markets, or geopolitical risk. These unique characteristics result in stable and predictable returns on investment. This direct approach allows us to offer you higher returns on your invested amount, making your financial growth a priority. With Independence Financial, investing has never been more accessible, transparent, and rewarding.

An Independence Financial loan is a financial instrument that represents a legal promise made by the borrower (in this case, Independence Financial) to pay a fixed amount of interest over a specific period to the investor. It serves as evidence of debt and outlines the terms of the investment, including the principal amount, interest rate, maturity date, and payment schedule. Unlike variable investments, Independence Financial loans offer a stable and predictable return rate, providing investors with greater financial security and peace of mind.

At Independence Financial, we understand that every investment comes with some level of risk. That’s why we take several critical steps to protect your hard-earned money and ensure your peace of mind.

The protection we employ is to purchase insurance receivable contracts that have a minimum of an A+ rating and a maturity date equal to your investment term.

We believe in complete transparency, which is why we do not charge any fees. The rate you see is the rate you’ll earn—no hidden surprises or deductions.

Rest assured, we are dedicated to safeguarding your investments and working tirelessly to uphold the integrity of each venture. With Independence Financial, you can enjoy the potential for financial growth with the added assurance of our responsible and committed approach to protection.

We understand that life and circumstances can change for investors. With that said we do allow certain amounts of principal investment to be withdrawn prior to the maturity of the loan, though the amount of principal that can be withdrawn depends on the amount of time that has elapsed since the start of the loan. All of this information is outlined in the formal documents. 

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